Project success requires value. It takes more than being on-time, on budget, and delivering the requested functionality.img src=http://feeds.feedburner.com/~r/trarticles/~4/Wdh6mIS7GYM height=1 width=1/
Boring!!! Okay it might be but it’s a really important tool for your personal finance arsenal. In the business world a sinking fund is the act of setting aside funds over a time period to pay off debts or acquire assets. That models well to personal finance so we’ll assume you’ve got your basic monthly zero based budget setup but what do you do about those things that you just can’t predict or you’ll have to pay a lump sum some time later in the year? Enter the variable expense category or
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Many times getting your finances under control includes getting your spending under control. Although you may think that your budget is already unbearably tight, but there are probably still plenty of ways to get just a little more out of your paycheck. If you think you’ve made every budget cut you conceivably could, check out these five tips to eke even more room in your budget. Cut out all entertainment expenses . Entertainment is not a necessity. If money is tight, these types of exp
Is there fat or folly in your budget? During the next month, I'm going to carefully examine my spending habits and make a list of areas where I could cut back and save more. It's my August challenge. During the first week of September, I'll publish my areas of weakness and opportunities for increased savings. The ritual of saving should be sacred during a recession. A survey from Women Co. shows that affluent women cited regular savings as one of their smartest financial moves. Below a